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Wolf Street
wolfstreet.com > 02/11/2026 > household-debts-debt-to-income-ratio-delinquencies-collections-foreclosures-and-bankruptcies-in-q4-2025-americans-and-their-debts

Household Debts, Debt-to-Income Ratio, Delinquencies, Collections, Foreclosures, and Bankruptcies in Q4 2025

7+ mon, 3+ day ago   (1395+ words) Total household debt outstanding in Q4 – mortgages, HELOCs, student loans, auto loans, credit card balances, and other consumer loans such as personal loans and BNPL loans – rose by 1.05%, or by $195 billion, from Q3, to $18.8 trillion, according to the Household Debt and Credit…...